Capital Cognition
Capital Cognition is a blog on the Simply Put Psych Network that explores the connection between psychology and personal finance. By uncovering the “why” behind money decisions, we help readers understand their financial behaviours and build healthier habits. Grounded in research, we offers practical, actionable advice to empower people to improve their spending, saving, and investing habits. Whether it’s breaking free from emotional spending, understanding financial biases, or mastering mindful money management, Capital Cognition is here to guide readers toward a more confident and intentional financial life.
Why Being Broke Makes You Want to Spend More
Discover the surprising psychology behind why being broke can trigger the urge to spend. Learn how scarcity mindset, stress, and emotional coping drive impulsive spending—and how to break the cycle.
Managing Expenses: A Mindful Approach to Financial Wellbeing
Discover proven strategies for managing expenses, reducing spending triggers, and boosting your financial wellbeing with these mindful budgeting tips.
Simple Shifts for Greater Financial Wellbeing and Reduced Money Stress
Simple shifts for greater financial wellbeing and reduced money stress. Learn to identify emotional blocks, automate finances, set long-term goals, and build a supportive financial network.
Breaking the Cycle of Overspending and Reducing Financial Anxiety
Tackle overspending and financial anxiety with proven psychological and practical strategies. Learn to break impulse buying habits, manage debt, and develop a balanced approach to your finances.
Harnessing Psychology for Better Finance and Money Management
Discover how psychology shapes your financial behaviour. Learn to overcome cognitive biases like present bias and loss aversion, and build a values-based budget for better money management.
Overcoming Financial Anxiety and Embracing a Balanced Money Mindset
Overcome financial anxiety and build a balanced money mindset. Learn practical strategies for budgeting, debt management, and mindfulness to reduce worry and achieve financial peace.
Cultivating Financial Wellbeing Through Psychology and Strategy
Discover how psychology impacts your finances and cultivate financial wellbeing. Learn practical strategies for mindful spending, values-based saving, and overcoming money anxiety.
Understanding the Psychology of Saving: How to Manage and Worry Less About Your Money
Manage your money and reduce financial anxiety by understanding the psychology of saving. Learn about budgeting, cognitive biases, mindful spending, and practical strategies to build a secure financial future.
Why Do I Always Feel Broke, Even When My Bank Account Says Otherwise?
Feeling broke despite a stable income? Discover the psychology behind financial anxiety, lifestyle creep, and social comparison—and learn practical tips to shift your mindset for true financial security.
How to Stop Emotional Spending When Stressed or Bored
Struggling with emotional spending? Learn why stress and boredom trigger impulse shopping and discover practical strategies to break the cycle. Take control of your finances with mindful spending habits and healthier coping mechanisms.
What Childhood Money Beliefs Might Be Sabotaging My Finances?
Discover how childhood money beliefs impact your finances and learn to overcome limiting mindsets like scarcity, frugality guilt, and fear of success to build a healthier, empowered financial future.
Why Do I Procrastinate on Paying Bills Even When I Have the Money?
Struggling to pay bills on time even when you have the money? Learn the psychology behind bill procrastination and discover practical strategies to break the cycle and take control of your finances today.
How Can I Rewire My Brain to Enjoy Saving Instead of Splurging?
Discover how to rewire your brain to enjoy saving money just as much as spending! Learn powerful psychology-backed strategies, including gamification, automation, and mindset shifts, to make saving feel rewarding and effortless.
Why Do I Feel Guilty Every Time I Spend Money, Even on Necessities?
Do you feel guilty every time you spend money, even on necessities? Learn the psychological reasons behind money guilt and practical strategies to overcome it. Shift from a scarcity mindset to financial confidence with expert-backed insights!
Mastering Personal Money Management Through Psychology
Master personal money management with actionable insights rooted in psychology. Learn how to break bad habits, automate savings, and reach your financial goals.
The Psychology Behind Saving Money (and How to Make It Stick)
Uncover the psychology behind saving money. Get practical tips to conquer spending impulses, automate your savings, and build long-term financial security.
Understanding the Link Between Financial and Mental Health
Improve both your finances and peace of mind. Discover how to break negative spending habits, reduce money-related stress, and build a healthier financial future.
How Social Media Influences Your Spending Habits—and What You Can Do About It
Discover how social media influences your spending habits and learn actionable tips to take control of your finances. Stay mindful, avoid impulse buys, and spend smarter with these practical strategies!
Why a Growth Mindset is Key to Financial Independence
Discover why embracing a growth mindset is crucial for achieving financial independence. Learn practical steps to overcome setbacks, build resilience, and grow your wealth.
The Money Priming Effect: How Subtle Cues Shape Our Financial Decisions
Discover how the money priming effect shapes financial decisions, social behaviour, and well-being. Learn practical tips to harness this psychological phenomenon for smarter money management.