Capital Cognition

Capital Cognition is a blog on the Simply Put Psych Network that explores the connection between psychology and personal finance. By uncovering the “why” behind money decisions, we help readers understand their financial behaviours and build healthier habits. Grounded in research, we offers practical, actionable advice to empower people to improve their spending, saving, and investing habits. Whether it’s breaking free from emotional spending, understanding financial biases, or mastering mindful money management, Capital Cognition is here to guide readers toward a more confident and intentional financial life.

Miniature figure reading a book while sitting on a stack of coins, symbolizing financial knowledge or investment.
Why Being Broke Makes You Want to Spend More
Reid James Reid James

Why Being Broke Makes You Want to Spend More

Discover the surprising psychology behind why being broke can trigger the urge to spend. Learn how scarcity mindset, stress, and emotional coping drive impulsive spending—and how to break the cycle.

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How to Stop Emotional Spending When Stressed or Bored
Reid James Reid James

How to Stop Emotional Spending When Stressed or Bored

Struggling with emotional spending? Learn why stress and boredom trigger impulse shopping and discover practical strategies to break the cycle. Take control of your finances with mindful spending habits and healthier coping mechanisms.

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