Capital Cognition
Capital Cognition is a blog on the Simply Put Psych Network that explores the connection between psychology and personal finance. By uncovering the “why” behind money decisions, we help readers understand their financial behaviours and build healthier habits. Grounded in research, we offers practical, actionable advice to empower people to improve their spending, saving, and investing habits. Whether it’s breaking free from emotional spending, understanding financial biases, or mastering mindful money management, Capital Cognition is here to guide readers toward a more confident and intentional financial life.
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The Psychology of Investing: How Biases Shape Risk, Fear, and Confidence
Explore the psychology of investing. Learn how cognitive biases like loss aversion and overconfidence shape risk, fear, and confidence — and discover strategies for smarter investing.
How to Overcome Financial Avoidance: Facing Debt, Bills, and Budgets Without Fear
Struggling with financial avoidance? Learn how to overcome fear, debt, and budgeting challenges with practical strategies. Start small, reframe your mindset, and build healthy financial habits to reduce stress and regain control of your finances.
The Psychology of Lifestyle Creep: Why Earning More Doesn’t Always Mean Feeling Richer
Explore the psychology of lifestyle creep and why earning more money doesn’t always make you feel richer. Learn strategies to stop income growth from fueling spending growth.
Managing Expenses: A Mindful Approach to Financial Wellbeing
Discover proven strategies for managing expenses, reducing spending triggers, and boosting your financial wellbeing with these mindful budgeting tips.
Why a Growth Mindset is Key to Financial Independence
Discover why embracing a growth mindset is crucial for achieving financial independence. Learn practical steps to overcome setbacks, build resilience, and grow your wealth.
The Money Priming Effect: How Subtle Cues Shape Our Financial Decisions
Discover how the money priming effect shapes financial decisions, social behaviour, and well-being. Learn practical tips to harness this psychological phenomenon for smarter money management.
The Anchoring Effect: The Mental Shortcut That Could Be Sabotaging Your Finances
Discover how the anchoring effect, a psychological bias, influences your financial decisions—from shopping deals to salary negotiations. Learn practical tips to avoid overspending, unfair negotiations, and budgeting pitfalls, while making smarter money moves!
The Psychology of Scarcity: How It Shapes Our Financial Choices
Learn how the psychology of scarcity impacts your financial decisions and discover practical strategies to overcome the scarcity mindset, improve your money management, and make smarter financial choices.
Why We’re Wired to Spend: The Psychology of Money Decisions
Discover the psychology behind your spending habits and learn actionable tips to manage your money better. From overcoming instant gratification to resisting emotional spending, this guide helps you make smarter financial decisions for long-term success.
The Psychology of Saving Money: Why We Save and Why We Don’t
Explore the psychology behind saving money. Learn about the effects of instant gratification, mental accounting, cognitive biases, and emotions on saving behaviour. Find practical strategies to improve your financial habits.
Financial Freedom Starts with Knowing the Value of Your Time
Discover how evaluating your purchases in terms of work hours can lead to smarter financial decisions. Use our Work Hours Calculator to understand the true cost of your spending and take control of your financial future.